{"id":29864,"date":"2022-12-15T08:17:35","date_gmt":"2022-12-15T07:17:35","guid":{"rendered":"https:\/\/www.mdgmbh.ch\/your-independent-insurance-broker\/terms-of-use\/"},"modified":"2025-07-23T10:41:00","modified_gmt":"2025-07-23T08:41:00","slug":"terms-of-use","status":"publish","type":"page","link":"https:\/\/www.mdgmbh.ch\/en\/your-independent-insurance-broker\/terms-of-use\/","title":{"rendered":"Terms of use"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"29864\" class=\"elementor elementor-29864 elementor-29297\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f12299d elementor-section-full_width elementor-section-content-middle elementor-reverse-tablet elementor-reverse-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"f12299d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-e8f91b3 animated-slow elementor-invisible\" data-id=\"e8f91b3\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-baf10d4 elementor-widget elementor-widget-image\" data-id=\"baf10d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1008\" height=\"605\" src=\"https:\/\/www.mdgmbh.ch\/wp-content\/uploads\/2022\/12\/Bester-Versicherungbroker-Schweiz.jpg\" class=\"attachment-full size-full wp-image-29808\" alt=\"Best insurance broker Switzerland md GmbH\" srcset=\"https:\/\/www.mdgmbh.ch\/wp-content\/uploads\/2022\/12\/Bester-Versicherungbroker-Schweiz.jpg 1008w, https:\/\/www.mdgmbh.ch\/wp-content\/uploads\/2022\/12\/Bester-Versicherungbroker-Schweiz-300x180.jpg 300w, https:\/\/www.mdgmbh.ch\/wp-content\/uploads\/2022\/12\/Bester-Versicherungbroker-Schweiz-768x461.jpg 768w\" sizes=\"(max-width: 1008px) 100vw, 1008px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f9e6254 elementor-widget elementor-widget-image\" data-id=\"f9e6254\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"473\" src=\"https:\/\/www.mdgmbh.ch\/wp-content\/uploads\/2022\/12\/berufliche-vorsorge-md-gmbh-versicherungsbroker.jpg\" class=\"attachment-full size-full wp-image-29844\" alt=\"Occupational pensions md GmbH insurance broker\" srcset=\"https:\/\/www.mdgmbh.ch\/wp-content\/uploads\/2022\/12\/berufliche-vorsorge-md-gmbh-versicherungsbroker.jpg 800w, https:\/\/www.mdgmbh.ch\/wp-content\/uploads\/2022\/12\/berufliche-vorsorge-md-gmbh-versicherungsbroker-300x177.jpg 300w, https:\/\/www.mdgmbh.ch\/wp-content\/uploads\/2022\/12\/ing_33594_81399-1024x606.jpg 1024w, https:\/\/www.mdgmbh.ch\/wp-content\/uploads\/2022\/12\/berufliche-vorsorge-md-gmbh-versicherungsbroker-768x454.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dbabfb1 elementor-widget elementor-widget-image\" data-id=\"dbabfb1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"503\" src=\"https:\/\/www.mdgmbh.ch\/wp-content\/uploads\/2022\/12\/sachversicherung-md-gmbh-versicherungsbroker.jpg\" class=\"attachment-full size-full wp-image-29809\" alt=\"Property insurance md Gmbh insurance broker\" srcset=\"https:\/\/www.mdgmbh.ch\/wp-content\/uploads\/2022\/12\/sachversicherung-md-gmbh-versicherungsbroker.jpg 800w, https:\/\/www.mdgmbh.ch\/wp-content\/uploads\/2022\/12\/sachversicherung-md-gmbh-versicherungsbroker-300x189.jpg 300w, https:\/\/www.mdgmbh.ch\/wp-content\/uploads\/2022\/12\/ing_33594_79152-1024x644.jpg 1024w, https:\/\/www.mdgmbh.ch\/wp-content\/uploads\/2022\/12\/sachversicherung-md-gmbh-versicherungsbroker-768x483.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-3939f80\" data-id=\"3939f80\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d271043 elementor-widget elementor-widget-menu-anchor\" data-id=\"d271043\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"md\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e4a0f6 elementor-widget elementor-widget-heading\" data-id=\"5e4a0f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Terms of use<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f5be3ef elementor-widget elementor-widget-text-editor\" data-id=\"f5be3ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tThe information on the websites of md GmbH (hereinafter referred to as the &#8220;Website&#8221;) is intended exclusively for persons resident or domiciled in Switzerland.\n\nPersons who access information on the Website declare that they agree to the following conditions.\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b01c1c elementor-widget elementor-widget-heading\" data-id=\"0b01c1c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Intellectual property\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b645b1 elementor-widget elementor-widget-text-editor\" data-id=\"6b645b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tThe entire content of the website (design, text, graphics, etc.) is protected by copyright. The rights are held by md GmbH or are used by md GmbH with the permission of the rights holders. It is permitted to reproduce extracts from the website for personal use, provided that the source is fully acknowledged and no copyright or trademark notices contained in the material are altered. All property rights remain with md GmbH. It is prohibited to reproduce, transmit, modify or link to the website without the express written consent of md GmbH.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3391a24 elementor-widget elementor-widget-heading\" data-id=\"3391a24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">No warranty for completeness and correctness<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d178f0f elementor-widget elementor-widget-text-editor\" data-id=\"d178f0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The information published on the website is provided by md GmbH for information purposes and for personal use only. They may be changed at any time and without notice. Although due care has been taken in the collection from sources believed to be reliable, md GmbH assumes no responsibility or liability (express or implied) for the accuracy, completeness and timeliness of the information published on the website.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c050041 elementor-widget elementor-widget-heading\" data-id=\"c050041\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Links (Linked websites)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32890eb elementor-widget elementor-widget-text-editor\" data-id=\"32890eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tThe website contains links that lead to third-party websites. These are completely beyond the influence of md GmbH. md GmbH is not responsible for linked websites and disclaims any responsibility or liability for their accuracy, completeness and legality of content.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49dfa02 elementor-widget elementor-widget-heading\" data-id=\"49dfa02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Limitation of liability<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-079246e elementor-widget elementor-widget-text-editor\" data-id=\"079246e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>md GmbH is committed to providing the best possible service. However, md GmbH is not able to guarantee that the services on the website meet your requirements and are error-free or that the website is available at all times.<\/p><p>md GmbH, its directors, employees, shareholders and agents disclaim all liability and responsibility for any direct and indirect damages (including consequential damages), costs or liabilities associated with accessing, using and\/or inability to use the Website.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-594400b elementor-widget elementor-widget-heading\" data-id=\"594400b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Applicable law and place of jurisdiction<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff80e6b elementor-widget elementor-widget-text-editor\" data-id=\"ff80e6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>All disputes and claims relating to the Website and the foregoing terms and conditions shall be governed by Swiss law. To the extent permitted by law, the courts located in Winterthur, Switzerland shall have exclusive jurisdiction to resolve any such disputes and claims.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14a8817 elementor-widget elementor-widget-spacer\" data-id=\"14a8817\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b2a095 elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"4b2a095\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-shrink\" href=\"https:\/\/www.mdgmbh.ch\/#leitbild\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Mission statement<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-37f7435 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"37f7435\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2bc75ed\" data-id=\"2bc75ed\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8da2b35 elementor-widget elementor-widget-spacer\" data-id=\"8da2b35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Terms of use The information on the websites of md GmbH (hereinafter referred to as the &#8220;Website&#8221;) is intended exclusively for persons resident or domiciled in Switzerland. Persons who access information on the Website declare that they agree to the following conditions. Intellectual property The entire content of the website (design, text, graphics, etc.) is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":29854,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-29864","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Terms of use - md gmbh | Your independent insurance broker<\/title>\n<meta name=\"description\" content=\"Please read the terms of use of md GmbH carefully. 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